If you currently enroll in health insurance through the Pennie Marketplace site, I want to make you aware of a situation that might dramatically increase your health insurance premiums in 2026. The enhanced ACA tax credits that were made available with the Inflation Reduction Act of 2021 will expire at the end of 2025 unless Congress passes a resolution to extend them. To prepare for the potentially drastic impact that this may have on your Pennie plan premium in 2026, Pennie has created a webpage dedicated to information regarding this topic. You can find it at Costs | Pennie.
On that page, Pennie also provides a site where you can go and estimate how much your premium is estimated to change if this additional legislation is not passed. You can visit that site at: How Much More Would People Pay in Premiums if the ACA’s Enhanced Subsidies Expired? | KFF.
You should have gotten a postcard in the mail in May with information on this premium change and Pennie will continue to reach out with further information throughout the year.
Please let me know if have any questions. I don’t necessarily know anything more than what is outlined above, but I will be sure to send updates as soon as I hear anything else from Pennie.