Medicare Guidance for Pittsburgh and the South Hills
If you’re turning 65, or already on Medicare and unsure your plan still fits, the options blur together fast. Kennon Insurance Consultants is an independent Medicare broker with offices in Pittsburgh and Venetia. We help people across Allegheny, Washington, Westmoreland, Beaver, and Butler Counties sort through Medicare Advantage, Supplement, and Part D coverage one decision at a time.
How We Help With Medicare
Medicare isn’t one size fits all. The right coverage depends on your health, your budget, your doctors, and whether you’re still working. As independent brokers, we aren’t tied to a single insurance company, so we compare plans across carriers and give you a straight recommendation based on what fits you, not what we’re selling.
The work doesn’t stop once you’re enrolled. Medicare plans and benefits change every year, and one that fits today may not next year. We review your coverage with you annually and make changes when they make sense. The goal is to be the people you call about Medicare for as long as you’re on it, not a one-time advisor.
Understanding Your Medicare Coverage Options
Most Medicare decisions come down to a few specific choices. Here’s how each one works.
Medicare Supplement Plans
Medicare Supplement or Medigap plans work with Original Medicare to help cover out-of-pocket costs such as deductibles and coinsurance. These plans can offer more predictable expenses and broader provider access.
Medicare Advantage Plans
Medicare Advantage plans combine hospital, medical, and often prescription coverage into one plan. Some plans include additional benefits such as dental, vision, or hearing coverage and may use provider networks.
Medicare Part D
Medicare Part D helps cover the cost of prescription drugs. The right plan depends on the medications you take, and we compare options to help you avoid paying more than you need to.
Dental, Vision, and Hearing Coverage
Original Medicare does not include routine dental, vision, or hearing care. These benefits may be available through certain Medicare Advantage plans or separate policies.
CMS Required Disclaimer – We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.
Serving Medicare Clients Across Western Pennsylvania
Kennon Insurance Consultants has offices in Pittsburgh and Venetia and works with Medicare clients across Western Pennsylvania, including the City of Pittsburgh, the South Hills, North Hills, and the Monroeville and Robinson areas, with clients throughout Allegheny, Washington, Westmoreland, Beaver, and Butler Counties. If you’re turning 65 or rethinking the coverage you have, we’re glad to talk it through.
Common Medicare Questions
Most people enroll during their Initial Enrollment Period, which begins three months before the month you turn 65 and ends three months after. If you are still working, enrollment timing may be different.
Medicare Advantage plans bundle coverage into one plan and usually include provider networks. Medicare Supplement plans work alongside Original Medicare and help cover out-of-pocket costs, often with greater flexibility in provider choice.
Original Medicare does not cover routine dental, vision, or hearing services. Some Medicare Advantage plans include these benefits.
It may be possible to delay certain parts of Medicare without penalty, depending on employer coverage.
Plans can change annually. Reviewing coverage each year helps ensure it still meets your needs and budget.
| “Kennon Insurance Consultants have assisted us for more than 15 years with our Health Insurance needs. They are extremely knowledgeable and investigate all options for optimal health insurance coverage. We have used Kennon Insurance Consultants in our business, for our immediate family and extended family. We have and will continue to refer family, friends and clients.” Deborah B. | “Liz Kennon at Kennon Insurance is an absolute miracle worker! When my family of four urgently needed health insurance, she stepped in and made it happen seamlessly. Her expertise, dedication, and efficiency were truly remarkable. We are beyond grateful for her help and highly recommend her to anyone in need of an insurance expert. Thank you, Liz!” Madeline D. |