Health Insurance for Individuals & Families

Are you an entrepreneur without employer-based insurance?  Does your employer not offer coverage for you or your family?  Do you want to see if COBRA is your best option?   Confused about the Affordable Care Act and how it affects you?

If you are not in a group health insurance plan through an employer, health insurance for individuals and families can be complicated.  Finding a reputable plan with coverage that you understand and can afford is not a task to tackle on your own.  Now, with the Affordable Care Act, figuring out your eligibility for tax credits to lower your premium adds an additional layer of complication.

We can help you explore affordable health coverage options encompassing a broad range of benefits, providers, and cost sharing models, including dental and vision.  We can also assist you in figuring out any financial assistance you might be eligible for through Pennie, the Pennsylvania ACA Marketplace website.

Best of all, our services are free of charge to you meaning you will get the same rates from us as you would by going to the insurance carriers directly.

Expert Guidance and Perspectives

As a family-owned business who has navigated these issues ourselves, we pride ourselves on working with individuals and families to find the best options to fit their budgets and their unique coverage needs.

Our goal is to keep you up to date on the latest health care legislation,  benefit plan changes, government programs and new opportunities–helping you save both time and money.  

Access to Major Insurance Carriers

Contacting an insurance company directly for guidance limits you to just that company’s plans.  As independent consultants, we can look at options from all carriers rather than being constrained to one set of plans.