Health Insurance for Individuals & Families
Are you an entrepreneur without employer-based insurance? Does your employer not offer coverage for you or your family? Do you want to see if COBRA is your best option? Confused about the Affordable Care Act and how it affects you?
If you are not in a group health insurance plan through an employer, health insurance for individuals and families can be complicated. Finding a reputable plan with coverage that you understand and can afford is not a task to tackle on your own. Now, with the Affordable Care Act, figuring out your eligibility for tax credits to lower your premium adds an additional layer of complication.
Help Finding Affordable Health Coverage Options
We can help you explore affordable health coverage options encompassing a broad range of benefits, providers, and cost sharing models, including dental and vision. We can also assist you in figuring out any financial assistance you might be eligible for through Pennie, the Pennsylvania ACA Marketplace website.
Best of all, our services are free of charge to you meaning you will get the same rates from us as you would by going to the insurance carriers directly.
Expert Guidance and Perspectives
As a family-owned business who has navigated these issues ourselves, we pride ourselves on working with individuals and families to find the best options to fit their budgets and their unique coverage needs.
Our goal is to keep you up to date on the latest health care legislation, benefit plan changes, government programs and new opportunities–helping you save both time and money.
Access to Major Health Insurance Carriers
Contacting an insurance company directly for guidance limits you to just that company’s plans. As independent consultants, we can look at options from all carriers rather than being constrained to one set of plans.
Common Health Insurance Questions
We help you explore a range of options including ACA Marketplace plans and private insurance. The best fit depends on your budget, your health needs, and whether you qualify for financial help.
Yes. We’ll walk you through a few simple questions to see if you’re eligible for savings on your monthly premium or out-of-pocket costs.
Yes. Losing job-based coverage counts as a qualifying life event. That means you can enroll in a new plan right away, often with financial help. We’ll explain your options and deadlines.
You’re still covered. Insurance companies can’t deny you a plan or charge you more because of a pre-existing condition. We’ll help you find a plan that meets your health needs and your budget.
No. Our help is always free. We’re paid by the insurance companies, not by you.
| “Moving here from out of state I was referred to Liz Kennon to assist with our healthcare plan. I honestly couldn’t have navigated this task without her help. She is extremely knowledgeable, responsive, sensitive to a families needs and professional.“ B. Moore | “I will be recommending Liz to anyone who may need help with selecting an insurance plan on the Pennie website. She was very professional, quick to respond and knowledgeable! I would recommend her a thousand times over. Thank you Liz!” Stephanie R. |