Category: Individuals & Families

  • If I Qualify for a Health Insurance Tax Subsidy, How Do I Get It?

    In order to find out if you qualify for a tax subsidy, you can use this subsidy calculator.  In general, it is very accurate, but to get your final subsidy ruling, you must go through the application process at healthcare.gov. If you definitely do NOT qualify for a subsidy, you probably just want to go…

  • Uninsured? What You Should Be Doing To Prepare For Health Care Reform

    First you want to figure out if you will be eligible for tax subsidies (based on income) if you get coverage through the Exchange/Marketplace in January.  You will get assistance paying for health coverage if your household income is between 100% and 400% of the Federal Poverty Level.  Calculate your expected health insurance expense with…

  • Will Health Insurance Premiums Skyrocket In 2014?

    If you do not get health insurance through an employer (and nobody in your family does either), you will likely be getting health insurance on the Exchange.  In Pennsylvania, there is no state exchange, so you would use the Federal Exchange.  In getting coverage on the Exchange, you could be eligible for a tax subsidy…

  • What Is Going To Happen With UPMC And Highmark?

    Currently, UPMC and Highmark have an agreement through December 31, 2014. This means that any Highmark member (except those with Community Blue) will be able to use all UPMC facilities and doctors at in-network rates through the end of 2014. In June, UPMC announced that, because of Highmark’s recent acquisition of the Allegheny General/West Penn…